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There may be a few valid decentralized insurance apps and projects out there, but for the most part, these should be avoided because they are new. Decentralized finance DeFi � financial applications operating on smart contracts and without centralized governmental or company control � exploded in , with billions in total value locked, and will likely continue to expand in Criminal liability insurance provides protection against crimes related to property such as theft, embezzlement, fraud, and forgery.
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