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XRP disappeared when sent to an exchange? No worries and add a memo!A Memo or Destination Tag is an additional address property (numeric and/or string) that allows identifying the transfer recipient behind. Understanding Memo/Destination Tags: A memo or destination tag is a unique identifier required for certain cryptocurrency transactions, such as XRP, XLM. request a destination tag will require you to provide one. Select "Wallet Address" to generate a page displaying the crypto address and the.